Business Protection Insurance

As a business owner, you want to that your business can continue trading, even when the unexpected happens. Business Protection provides you with a way of protecting your business should a key person, partner or director die or contract a critical illness.

Business Protection

Protecting against the unexpected

There is always a level of uncertainty when running a business. Premises can be rebuilt, plant or products can be replaced, but the recovery of a person is not always so clear cut, regardless of whether that person is an employee or the owner. There are no guarantees that someone who has suffered a major health crisis will be able to perform at the same level as previously or even return to work.

So it is especially important to have both critical illness cover and life cover in place to help ensure the business can cope with the loss. We can help advise you on the three different types of Business Protection on offer.

Partners' or Directors' Share Protection

With this cover, the proceeds from the policy are used to buy the share of the business if an owner is diagnosed with a critical illness or dies.

If you would like us to contact you to discuss Partners’ or Directors’ Share Protection for your Business, please complete the form below.

Key Person protection

The proceeds from Key Person Protection  cover, are paid directly to the business to be used to replace a Key Person and help cover any loss of profits which may occur as a result. The proceeds should allow you business to continue trading.

If you would like us to contact you to discuss Key Person Protection for your Business, please complete the form below.

Loan Protection

The proceeds from a Loan Protection policy are used to help pay off any outstanding loans your business may have. These can include Bank Loans or Director Loan Accounts which will need to be repaid in the vent of a Partner or Director dying.

If you would like us to contact you to discuss Loan Protection for your Business, please complete the form below.

We do not charge a fee for insurance advice and may receive commission from the provider.